Motor Insurance

Our motor insurance department will be more than willing to issue you one of the following policies:

THIRD PARTY LIBILITY INSURANCE :

According to the traffic law no. 75 of the year 1967, third party liability insurance policy is compulsory in the state of Kuwait. Detailed information regarding this insurance policy is furnished in the underwriting manual of the motor department.

 

 

PERSONAL ACCIDENT INSURANCE POLICY :

Covers the incidents of death, permanent total disability and permanent partial disability if the accident occurs by the car or to the car, and those of them injured in the accident are not entitled to full or partial blood money, which may be obtained from the compulsory insurance of the other car, involved in the accident. The company shall hereby pay not more than 25,000 dinars to the injured persons covered by insurance with a maximum of 10,000 dinars per each injured person.

WAIVER OF LIBILITY INSURANCE POLICY :

Covers the legal liability of the insured or the person permitted to drive the vehicle, according to article No. 75 of the minister of interior decree No. 81 of 1976 in the event of breaching the terms of the compulsory insurance policy. For issuing this coverage, the third party insurance policy/ comprehensive should be issued by AMAN TAKAFUL Insurance Company. It is prohibited to issue this policy for a period the expiry of which exceeds the termination of the insurance policy. The company liability under this policy for all accidents during the insurance period of one year or less (policy validity period) is the sum of 20,000 dinars and the insured shall be liable for the excess amount.

COMPREHENSIVE VEHICLE INSURANCE :

Own damage insurance policy is voluntary and not compulsory as in the case of third party liability insurance policy. Vehicles not more than 5 years old can be insured under this policy. Detailed explanation is furnished in the underwriting manual of the motor department.

CAR TOTAL LOSS INSURANCE POLICY :

Covers the car in the event of total loss of the car due to an accident if the cost of the accident exceeds 75% of the car insurance value.

DRIVER LICENSE INSURANCE POLICY :

1- The company compensates according to this policy the insured for the blood money and material compensations claimed by third parties for which his liability is confirmed as a result the injuries or damages sustained by them due to his driving during the validity of this policy.

2. Those who drive government vehicles exempted from insurance.

UNIFIED ORANGE CARD INSURANCE POLICY :

Covers the public liability of the insured committing a traffic accident while travelling across Arab countries covered under the insurance card.

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