In this fast moving and stressful world accidents are very common incidents. These accidents cause death or disabilities that renders active people to become bed ridden. The Personal Accident Insurance provides cover for the unfortunate ones who are victims of an accident. This insurance is available for both individuals and groups. The cover under this insurance is for personal accident resulting in bodily injury &/or death
The Personal Accident Insurance for individuals carries these covers:
- Accidental Death
- Permanent Total Disability
- Permanent Partial Disability
- Temporary Total Disability
- Medical Expenses
The rate chargeable is applied on ‘Per Mille’ basis (for every thousand units) on the Capital Sum Insured and is dependent on the age, nature of work, professional salaries and the benefits required by the individuals to be insured. Please refer to the conditions applicable to this policy.
